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If you borrowed $2,000 over a 12 month period and the loan had a 3% arrangement fee ($60), your monthly repayments would be $189.12, with a total payback amount of $2269.44 which including the 3% fee paid from the loan amount, would have a total cost of $329.44. Representative 29.82% APR.
If you borrowed $5,000 over a 48 month period and the loan had an 8% arrangement fee ($400), your monthly repayments would be $131.67, with a total payback amount of $6320.12 which including the 8% fee paid from the loan amount, would have a total cost of $1720.12. Representative 18.23% APR.
EasyPayDay Loan refers consumers to trusted, reputable lenders who are able to provide loan information and advice – we do not charge for this service.
EasyPayDay Loan is not a lender. Because of this, we are not able to confirm the exact rate of APR that you will be charged. Should you have reached our site via a paid Google advert, you will have seen repayment terms ranging from 6 to 60 months, together with illustrated rates of no greater than 35.95% APR (calculation consistent with the Truth In Lending Act, TILA).
To apply for a loan, you should be 18 years or older. The rate of APR you will be charged will be set by the moneylender. The figure can differ and, will be based both on the information that you provide to the lender within your loan request and the data the loan provider supplied to you. The lender will always notify you of the APR they can offer you.
APR rates are based on how creditworthy you are, the rates are subject to change without notice which could result in the rate and amount you pay back varying.
Once your application has been acknowledged by a moneylender, they will provide you with all the facts associated with the loan. This will incorporate the APR, any related loan finance charges and all of the terms you will be agreeing to. It is prudent that you read all information submitted to you by the lender to ensure that you can make an informed decision prior to accepting a loan offer.
If you have any questions related to APR or loan related services, please contact us for more assistance.
It will simply take a couple of minutes of your time to finish your loan offer form. We are committed to helping you secure the loan amount you require and can usually tell you the result of your application straight away. Securing you the funds you require, when you require them most.
We don't have to know your life history, only a couple of vital details; you should be more than 18, have a regular salary, have a permanent address and, hold a legitimate checking account to be qualified to apply. Likewise depending upon your residential state may confine the loan lenders accessible that could offer you financing. There will be no requirement for an up close and personal gathering, a phone meet or for you to present any paperwork.
If you need financial help to purchase a much-needed item, tide you over during a difficult period, or invest in a good property or vehicle, you’ve come to the right place. At Easy Payday Loans in New York, we make taking out a loan fast and stress-free.
What Makes Our Services Stand Out
Established more than 10 years ago, our company has made it easier for everyone to take out a loan. We offer an interest rate of only 10%, and we don’t do credit checks.
Late or Missed Payments
When accepting the terms and conditions of your personal loan, you are agreeing to repay the loan both: A) with interest and B) in the time frame specified in the loan agreement. Generally, failure to repay the loan in full, making a late payment or, missing a payment, will result in you being charged additional fees by your lender.
We have NO ability to predict or estimate what supplemental charges will be incurred in the event of late, partial, or non-payment of loans here at myeasypayloans.com Nor have we any control or knowledge of any loan agreements or details between you and your lender.
Within your Loan Agreement, you will be provided with details on the late, partial, and non-payment policies that your lender enforces, please review this fully prior to proceeding with a loan offer. myeasypayloans.com strives to partner with only the most trustworthy and reputable lenders, those who pursue the collection of past-due loan accounts in a fair and reasonable manner, ensuring you have the best loan experience.